Pension Fund Management
A big challenge

    At a glance

    Managing a pension fund has become a challenge that requires a vast spectrum of specialist knowledge in legal, tax, financial and communication-related matters, to name but a few. This makes advice and support from experienced experts an absolute must.

    Employee Benefits

    Favorable and affordable pension benefits are a company requirement to finding the best-qualified employees and retaining them in the long term. We are there to advise you on selecting the organizational form of your employee pension fund and to evaluate the best provider based on your needs. In addition, we will model your pension plan, provide professional training for the governing body and respond to everyday queries from HR officers. Services related to M&A or partial liquidations and the organization of pension funds for international companies are also included in our offering.

    Factsheet Employee Benefits

    We advise you

    Our team of 25 experienced specialists has specific knowledge of all activities relating to management and consultancy for in-house pension funds. These range from technical administration, bookkeeping and management to the organization of information events for both active and retired insured persons.

    CHOOSING EXCELLENCE

    Much has changed since the Employee Benefits Act (LPP) was enacted in 1985. Pension fund management has grown more complex, requiring highly specialized knowledge in the legal, taxation, accounting, financial, and communications sectors. Advice and guidance from experienced professionals is critical. In this respect, Kessler Benefits Inc. is the benchmark choice.

    Management Challenges

    Pension plans are currently under enormous pressure stemming from the significant and unique challenges they now face. These are just a few:

    LEGAL

    • Legislative constraints and changes
    • Growing responsibilities
    • Pension reform
    • Complex regulations

    FINANCIAL

    • Administrative management expenses
    • Wealth management expenses
    • Miscellaneous expenses, payments, and fees
    • Low/negative interest rates

    STRUCTURAL

    • Aging demographics
    • Corporate restructuring
    • Member/retiree cross-subsidization

    QUESTIONS AND CONSIDERATIONS

    To fully grasp these challenges, the fund’s board must address the proper questions to optimize its fund’s operations:

    • Are we up to speed about the legislative environment of our fund?
    • Do we have the the best investment advice?
    • Are the members of our board adequately trained?
    • Are we sufficiently knowledgeable about all stakeholders impacting our fund’s future?
    • Is our management adequately organized and resourced to ensure efficiency and stability?
    • How can we reduce management overheads?
    • What kind of information do active members and retirees actually need?

    Through its wealth of experience, Kessler Benefits Inc. is a benchmark in Switzerland for pension fund management. We are here to optimally and comprehensively guide you to identify and implement effective solutions that are personalized according to your needs.

    MANAGEMENT OUTSOURCING BENEFITS

    Based on size considerations, the board would to do well to consider full management outsourcing as an option. Here are its key benefits:

    • External delegation of specific and complex tasks, including their inherent risks
    • Accessible expert professionals
    • Privacy and neutrality
    • Improved task organization, process streamlining, internal control system
    • Transparent budgeting and costs
    • Choosing an external management partner requires in-depth consideration of the following:
    • Reputation, experience, independence
    • Number, background of employees
    • Invoicing method
    • Management applications used
    • Availability and flexibility
    • Remote accessibility options
    • Internal control system

    We will be happy to discuss these points further with you.

    THE IMPACT OF DIGITIZATION

    Currently, most pension fund members want to:

    • See their pension statement at any time;
    • Make their own annuity projections and calculations online; and
    • Have clear and precise answers to their pension-related concerns.

    Digitization now permits optimizing certain processes, and especially improves services and information provided to members. This is why Kessler Benefits Inc. innovates through leveraging new technologies. We offer our customers state-of-the-art IT tools to improve efficiency both for employers and pension funds alike.

    Security issues and the new General Data Protection Regulation (GDPR) are also hot topics, requiring us to fully meet our customers’ expectations by updating methods of personal data collection.


    Contact

    Are you interested in a collaboration or do you have any questions? Your contact person looks forward to hearing from you.

    Natalie Koch
    Head Kessler Benefits

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